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Auto Damage Insurance Appraiser

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Life As an Auto Damage Insurance Appraiser

Occupation Description Appraise automobile or other vehicle damage to determine repair costs for insurance claim settlement. Prepare insurance forms to indicate repair cost or cost estimates and recommendations. May seek agreement with automotive repair shop on repair costs.

Daily Life Of an Auto Damage Insurance Appraiser

  • Review repair cost estimates with automobile repair shop to secure agreement on cost of repairs.
  • Arrange to have damage appraised by another appraiser to resolve disagreement with shop on repair cost.
  • Determine salvage value on total-loss vehicle.
  • Evaluate practicality of repair as opposed to payment of market value of vehicle before accident.
  • Estimate parts and labor to repair damage, using standard automotive labor and parts cost manuals and knowledge of automotive repair.
  • Examine damaged vehicle to determine extent of structural, body, mechanical, electrical, or interior damage.

What Skills Do You Need to Work as an Auto Damage Insurance Appraiser?

Auto Damage Insurance Appraisers state the following job skills are important in their day-to-day work.

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

Speaking: Talking to others to convey information effectively.

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Time Management: Managing one’s own time and the time of others.

  • Appraiser
  • Reinspector
  • Field Inspector
  • Appraisal Specialist
  • Physical Damage Appraiser

Job Demand for Auto Damage Insurance Appraisers

There were about 17,600 jobs for Auto Damage Insurance Appraiser in 2016 (in the United States). New jobs are being produced at a rate of 5.1% which is below the national average. The Bureau of Labor Statistics predicts 900 new jobs for Auto Damage Insurance Appraiser by 2026. The BLS estimates 1,500 yearly job openings in this field.


The states with the most job growth for Auto Damage Insurance Appraiser are Utah, Arizona, and Colorado. Watch out if you plan on working in Minnesota, Washington, or Ohio. These states have the worst job growth for this type of profession.

Average Auto Damage Insurance Appraisers Salary

The salary for Auto Damage Insurance Appraisers ranges between about $43,170 and $94,060 a year.


Auto Damage Insurance Appraisers who work in Missouri, Oregon, or Virginia, make the highest salaries.

How much do Auto Damage Insurance Appraisers make in different U.S. states?

State Annual Mean Salary
Alabama $61,130
Arizona $59,530
California $66,100
Colorado $65,260
Connecticut $67,040
Florida $62,340
Georgia $69,010
Illinois $68,820
Indiana $65,710
Iowa $63,290
Kansas $63,680
Louisiana $60,620
Maryland $68,170
Massachusetts $69,260
Michigan $61,120
Minnesota $65,190
Mississippi $69,890
Missouri $91,720
Nebraska $59,300
Nevada $63,260
New Jersey $67,610
New Mexico $68,560
New York $69,460
North Carolina $64,000
Ohio $63,650
Oklahoma $62,450
Oregon $73,170
Pennsylvania $67,780
Rhode Island $73,010
South Carolina $34,890
South Dakota $53,470
Tennessee $57,480
Texas $63,780
Virginia $70,530
Washington $69,200
West Virginia $63,020
Wisconsin $68,050

What Tools do Auto Damage Insurance Appraisers Use?

Although they’re not necessarily needed for all jobs, the following technologies are used by many Auto Damage Insurance Appraisers:

  • Microsoft Excel
  • Microsoft Word
  • Microsoft Outlook
  • Web browser software
  • Email software
  • Adobe Systems Adobe Acrobat
  • Cost estimating software
  • Vertafore ImageRight

How do I Become an Auto Damage Insurance Appraiser?

Individuals working as an Auto Damage Insurance Appraiser have obtained the following education levels:


How Long Does it Take to Become an Auto Damage Insurance Appraiser?


Who Employs Auto Damage Insurance Appraisers?


Auto Damage Insurance Appraisers work in the following industries:


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Image Credit: Airman 1st Class Nigel Sandridge via Public domain

More about our data sources and methodologies.

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