All About Credit Checkers
Occupation Description Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.
Life As a Credit Checker
- Relay credit report information to subscribers by mail or by telephone.
- Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
- Compile and analyze credit information gathered by investigation.
- Prepare reports of findings and recommendations, using typewriters or computers.
- Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
What Skills Do You Need to Work as a Credit Checker?
Below is a list of the skills most Credit Checkers say are important on the job.
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.
Other Credit Checker Job Titles
- Commercial Loan Reviewer
- Business Manager
- Education Finance Processor
- Credit Operations Processor
Job Demand for Credit Checkers
In the United States, there were 38,500 jobs for Credit Checker in 2016. There is little to no growth in job opportunities for Credit Checker. There will be an estimated 3,700 positions for Credit Checker per year.
The states with the most job growth for Credit Checker are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Credit Checker Average Salary
The salary for Credit Checkers ranges between about $26,540 and $59,270 a year.
Credit Checkers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
Below is a list of the median annual salaries for Credit Checkers in different U.S. states.
|State||Annual Mean Salary|
What Tools & Technology do Credit Checkers Use?
Below is a list of the types of tools and technologies that Credit Checkers may use on a daily basis:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Web browser software
- Microsoft Access
- Data entry software
- Email software
How to Become a Credit Checker
What education is needed to be a Credit Checker?
How Long Does it Take to Become a Credit Checker?
Where do Credit Checkers Work?
Credit Checkers work in the following industries:
Those who work as a Credit Checker sometimes switch careers to one of these choices:
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
More about our data sources and methodologies.
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