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Credit Checkers

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All About Credit Checkers

Job Description & Duties Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.

A Day in the Life of a Credit Checker

  • Prepare reports of findings and recommendations, using typewriters or computers.
  • Compile and analyze credit information gathered by investigation.
  • Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Contact former employers and other acquaintances to verify applicants’ references, employment, health history, and social behavior.
  • Relay credit report information to subscribers by mail or by telephone.

What a Credit Checker Should Know

When polled, Credit Checkers say the following skills are most frequently used in their jobs:

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking: Talking to others to convey information effectively.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

  • Credit Manager
  • Commercial Loan Reviewer
  • Credit Historian
  • Loan Processor
  • Finance Processor

Credit Checker Job Outlook

There were about 38,500 jobs for Credit Authorizers, Checkers, and Clerks in 2016 (in the United States).

Credit Checker jobs are decreasing by a rate of -2.8%. This means the total job opportunities are shrinking. The Bureau of Labor Statistics predicts a loss of -1,100 jobs for Credit Checkers by 2026. There will be an estimated 3,700 positions for Credit Checker per year.

Forecasted Number of Jobs for Credit Checkers in U.S.

The states with the most job growth for Credit Authorizers, Checkers, and Clerks are Florida, Texas, and Utah.

Watch out if you plan on working in Pennsylvania, California, or New York. These states have the worst job growth for this type of profession.

Salary for Credit Checkers

Credit Authorizers, Checkers, and Clerks Make between $26,540 and $59,270 a year. The median salary for this occupation is $38,750.

Salary Ranges for Credit Checkers

How much do Credit Authorizers, Checkers, and Clerks make in each U.S. state?

Annual Mean Salary by State
State Annual Mean Salary

New York

$48,420

Minnesota

$48,300

Massachusetts

$46,440

Rhode Island

$46,340

Colorado

$45,780

Oregon

$45,130

Illinois

$45,010

Hawaii

$44,690

New Jersey

$44,500

Montana

$44,160

Michigan

$44,020

Wisconsin

$43,240

California

$42,680

Idaho

$42,600

Texas

$42,480

Connecticut

$42,330

North Carolina

$42,160

Indiana

$41,940

Arizona

$41,640

Kentucky

$41,310

Ohio

$40,780

Virginia

$40,500

South Carolina

$40,340

Kansas

$40,290

Pennsylvania

$40,270

Washington

$40,160

Delaware

$40,130

Maryland

$39,830

Tennessee

$39,220

New Hampshire

$39,010

Oklahoma

$38,370

North Dakota

$38,330

Nebraska

$37,690

Florida

$37,680

Utah

$37,490

Maine

$37,140

West Virginia

$36,440

Alabama

$36,390

Missouri

$36,060

New Mexico

$35,370

Arkansas

$34,880

Georgia

$34,550

South Dakota

$34,530

Nevada

$33,930

Iowa

$32,740

Mississippi

$30,440

Louisiana

$28,630

Tools & Technologies Used by Credit Checkers

Below is a list of the types of tools and technologies that Credit Checkers may use on a daily basis:

  • Microsoft Office
  • Microsoft PowerPoint
  • Microsoft Word
  • Microsoft Access
  • Microsoft Outlook
  • Microsoft Excel
  • Data entry software
  • SAP

Becoming a Credit Checker

Are there Credit Checker education requirements?

Credit Checker Degree Level

How Long Does it Take to Become Credit Checker?

Credit Checker Work Experience

Where Credit Checkers Are Employed

Credit Checker Sectors

You May Also Be Interested In…

Are you already one of the many Credit Checkers in the United States? If you’re thinking about changing careers, these fields are worth exploring:

  • Door-To-Door Sales Workers, News and Street Vendors, and Related Workers

References

Bureau of Labor Statistics

College Factual

O*NET Online

Image Credit: Via Wikimedia Commons

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