All About Credit Checkers
Occupation Description Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.
Daily Life Of a Credit Checker
- Prepare reports of findings and recommendations, using typewriters or computers.
- Compile and analyze credit information gathered by investigation.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Relay credit report information to subscribers by mail or by telephone.
- Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
- Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
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What Skills Do You Need to Work as a Credit Checker?
When polled, Credit Checkers say the following skills are most frequently used in their jobs:
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.
Types of Credit Checker
- Commercial Credit Reviewer
- Finance Processor
- Credit Reference Clerk
- Commercial Credit Lead
- Credit Coordinator
Job Outlook for Credit Checkers
In 2016, there was an estimated number of 38,500 jobs in the United States for Credit Checker. There is little to no growth in job opportunities for Credit Checker. Due to new job openings and attrition, there will be an average of 3,700 job openings in this field each year.
The states with the most job growth for Credit Checker are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Credit Checker Average Salary
The typical yearly salary for Credit Checkers is somewhere between $26,540 and $59,270.
Credit Checkers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
How much do Credit Checkers make in each U.S. state?
| State | Annual Mean Salary |
|---|---|
| Alabama | $36,390 |
| Arizona | $41,640 |
| Arkansas | $34,880 |
| California | $42,680 |
| Colorado | $45,780 |
| Connecticut | $42,330 |
| Delaware | $40,130 |
| Florida | $37,680 |
| Georgia | $34,550 |
| Hawaii | $44,690 |
| Idaho | $42,600 |
| Illinois | $45,010 |
| Indiana | $41,940 |
| Iowa | $32,740 |
| Kansas | $40,290 |
| Kentucky | $41,310 |
| Louisiana | $28,630 |
| Maine | $37,140 |
| Maryland | $39,830 |
| Massachusetts | $46,440 |
| Michigan | $44,020 |
| Minnesota | $48,300 |
| Mississippi | $30,440 |
| Missouri | $36,060 |
| Montana | $44,160 |
| Nebraska | $37,690 |
| Nevada | $33,930 |
| New Hampshire | $39,010 |
| New Jersey | $44,500 |
| New Mexico | $35,370 |
| New York | $48,420 |
| North Carolina | $42,160 |
| North Dakota | $38,330 |
| Ohio | $40,780 |
| Oklahoma | $38,370 |
| Oregon | $45,130 |
| Pennsylvania | $40,270 |
| Rhode Island | $46,340 |
| South Carolina | $40,340 |
| South Dakota | $34,530 |
| Tennessee | $39,220 |
| Texas | $42,480 |
| Utah | $37,490 |
| Virginia | $40,500 |
| Washington | $40,160 |
| West Virginia | $36,440 |
| Wisconsin | $43,240 |
What Tools & Technology do Credit Checkers Use?
Although they’re not necessarily needed for all jobs, the following technologies are used by many Credit Checkers:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Web browser software
- Microsoft Access
- Data entry software
- Email software
- SAP
Becoming a Credit Checker
Individuals working as a Credit Checker have obtained the following education levels:
What work experience do I need to become a Credit Checker?
Where do Credit Checkers Work?
The table below shows the approximate number of Credit Checkers employed by various industries.
Related Careers
Career changers with experience as a Credit Checker sometimes find work in one of the following fields:
References:
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
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