Credit Authorizers, Checkers, and Clerks in Puerto Rico
Want to work as a Credit Authorizers, Checkers, and Clerks in Puerto Rico? Here’s what the data says. Authorize credit charges against customers’ accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
What do Credit Authorizers, Checkers, and Clerks Make in Puerto Rico?
For credit authorizers, checkers, and clerks working in Puerto Rico, wages run about $30,720 per year (or about $14.77/hour).Earnings range from $22,300 at the 10th percentile to $47,040 at the 90th percentile.
| Wage Statistic | Annual | Hourly |
|---|---|---|
| 10th percentile | $22,300 | $10.72 |
| 25th percentile | $23,180 | $11.14 |
| Median (50th) | $30,720 | $14.77 |
| 75th percentile | $47,040 | $22.62 |
| 90th percentile | $47,040 | $22.62 |
The location quotient — a measure of how concentrated this occupation is in Puerto Rico relative to the national average — is 1.46, meaning that credit authorizers, checkers, and clerks are more concentrated here than the national average.
National Wage Comparison
Nationally, credit authorizers, checkers, and clerks earn a median of $32,210 per year ($15.49/hour), below the Puerto Rico median.
Employment Outlook
National employment for 1,623,460 credit authorizers, checkers, and clerks nationwide. In Puerto Rico alone, about 110 people work in this role. That’s fewer than the typical state, which employs around 230 credit authorizers, checkers, and clerks.
Top Puerto Rico Metros for Credit Authorizers, Checkers, and Clerks
The metro areas below employ the most credit authorizers, checkers, and clerks in Puerto Rico.
| Metro Area | Number Employed | Annual Median Salary |
|---|---|---|
| San Juan-Bayamon-Caguas, PR | 100 | $30,720 |
Top States for Credit Authorizers, Checkers, and Clerks Employment
These states have the highest employment of credit authorizers, checkers, and clerks work.
| State | Number Employed |
|---|---|
| California | 1,010 |
| Texas | 920 |
| Florida | 690 |
| New York | 680 |
| New Jersey | 620 |
| Georgia | 550 |
| Virginia | 460 |
| Delaware | 430 |
| Ohio | 410 |
| Colorado | 380 |
| Wisconsin | 370 |
| Pennsylvania | 370 |
| South Carolina | 340 |
| Michigan | 330 |
| North Carolina | 330 |
| Missouri | 260 |
| Oregon | 250 |
| Tennessee | 250 |
| Arizona | 230 |
| Oklahoma | 200 |
Highest-Paying States for Credit Authorizers, Checkers, and Clerks
These states pay the most for credit authorizers, checkers, and clerks.
| State | Annual Median Salary |
|---|---|
| Illinois | $65,270 |
| Texas | $58,770 |
| New Hampshire | $56,400 |
| New Jersey | $55,350 |
| North Dakota | $54,820 |
| Virginia | $53,870 |
| Massachusetts | $53,690 |
| Washington | $53,220 |
| Ohio | $52,270 |
| New York | $52,090 |
Skills
Key credit authorizers, checkers, and clerks skills, rated on an importance scale of 0 to 5:
Knowledge Areas
Core knowledge areas for this occupation, rated on an importance scale of 0 to 5:
Abilities
The abilities that matter most for credit authorizers, checkers, and clerks, rated on an importance scale of 0 to 5:
Daily Tasks
Day-to-day, credit authorizers, checkers, and clerks typically:
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
- Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
- File sales slips in customers' ledgers for billing purposes.
- Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
- Mail charge statements to customers.
- Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
- Relay credit report information to subscribers by mail or by telephone.
- Prepare credit cards or charge account plates.
- Call customers to collect payment on delinquent accounts.
Work Activities
- Getting Information
- Working with Computers
- Communicating with People Outside the Organization
- Communicating with Supervisors, Peers, or Subordinates
- Documenting/Recording Information
- Processing Information
- Establishing and Maintaining Interpersonal Relationships
- Updating and Using Relevant Knowledge
- Organizing, Planning, and Prioritizing Work
- Resolving Conflicts and Negotiating with Others
- Making Decisions and Solving Problems
- Analyzing Data or Information
Tools & Technology
Software and systems commonly involved: Hot technologies: Microsoft Access, Microsoft Excel In-demand technologies: Microsoft Excel
What Major Will Prepare You For This Career?
Related college programs include:
- Finance & Financial Management
Featured schools near , edit
Related Careers
Careers similar to credit authorizers, checkers, and clerks include:
- Financial Managers
- Accountants and Auditors
- Credit Analysts
- Personal Financial Advisors
- Financial Examiners
- Credit Counselors
Also Known As
Accounts Receivable Coordinator, Authorizer, Branch Processor, Call Out Operator, Charge Authorizer, Collector, Commercial Credit Advisor, Commercial Credit Analyst, Commercial Credit Officer, Commercial Credit Reviewer, Commercial Loan Reviewer, Commercial Processor, Consumer Credit Analyst, Controller, Credit Adjuster.
References
- U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics — https://www.bls.gov/oes/
- O*NET Online — https://www.onetonline.org/
- BLS Employment Projections — https://www.bls.gov/emp/
- O*NET-SOC code: 43-4041.00
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