Claims Adjusters, Examiners, and Investigators in North Dakota
Want to work as a Claims Adjusters, Examiners, and Investigators in North Dakota? Below are the key facts. Review settled claims to determine that payments and settlements are made in accordance with company practices and procedures. Confer with legal counsel on claims requiring litigation. May also settle insurance claims. Excludes “Fire Inspectors and Investigators” (33-2021).
What do Claims Adjusters, Examiners, and Investigators Make in North Dakota?
For claims adjusters, examiners, and investigators working in North Dakota, the median annual wage is $59,950 per year (or about $28.82/hour).Earnings range from $47,340 at the 10th percentile to $94,590 at the 90th percentile.
| Wage Statistic | Annual | Hourly |
|---|---|---|
| 10th percentile | $47,340 | $22.76 |
| 25th percentile | $51,340 | $24.68 |
| Median (50th) | $59,950 | $28.82 |
| 75th percentile | $79,230 | $38.09 |
| 90th percentile | $94,590 | $45.47 |
The job concentration index in North Dakota compared to the national average — is 0.77, indicating fewer claims adjusters, examiners, and investigators per worker than the national average.
National Wage Comparison
Nationally, claims adjusters, examiners, and investigators earn a median of $46,655 per year ($22.43/hour), above the North Dakota median.
Employment Outlook
National employment for 630,099 claims adjusters, examiners, and investigators in the U.S.. In North Dakota alone, about 650 people work in this role. That’s fewer than the typical state, which employs around 3,480 claims adjusters, examiners, and investigators.
Top North Dakota Metros for Claims Adjusters, Examiners, and Investigators
These are the North Dakota metros with the most claims adjusters, examiners, and investigators in North Dakota.
| Metro Area | Number Employed | Annual Median Salary |
|---|---|---|
| Fargo, ND-MN | 380 | $58,450 |
| Bismarck, ND | 160 | $58,720 |
Top States for Claims Adjusters, Examiners, and Investigators Employment
The table below shows the states where the most claims adjusters, examiners, and investigators work.
| State | Number Employed |
|---|---|
| Florida | 28,450 |
| Texas | 25,930 |
| California | 23,160 |
| Ohio | 17,210 |
| New York | 16,780 |
| Arizona | 14,840 |
| Georgia | 14,580 |
| Pennsylvania | 12,670 |
| Illinois | 11,750 |
| New Jersey | 9,630 |
| North Carolina | 8,410 |
| Wisconsin | 7,250 |
| Virginia | 6,820 |
| Michigan | 6,540 |
| Colorado | 6,530 |
| Missouri | 6,220 |
| Washington | 6,090 |
| Tennessee | 5,930 |
| Maryland | 4,990 |
| Minnesota | 4,810 |
Highest-Paying States for Claims Adjusters, Examiners, and Investigators
Where claims adjusters, examiners, and investigators earn the most: claims adjusters, examiners, and investigators.
| State | Annual Median Salary |
|---|---|
| Maryland | $92,660 |
| California | $90,900 |
| District of Columbia | $88,920 |
| Alaska | $86,490 |
| New Jersey | $85,960 |
| Connecticut | $84,470 |
| Massachusetts | $84,340 |
| Rhode Island | $83,480 |
| New York | $82,140 |
| New Hampshire | $81,500 |
Skills
Key claims adjusters, examiners, and investigators skills, rated on an importance scale of 0 to 5:
Knowledge Areas
Important knowledge areas for this occupation, rated on an importance scale of 0 to 5:
Abilities
The abilities that matter most for claims adjusters, examiners, and investigators, rated on an importance scale of 0 to 5:
Daily Tasks
Day-to-day, claims adjusters, examiners, and investigators typically:
- Examine claims forms and other records to determine insurance coverage.
- Analyze information gathered by investigation and report findings and recommendations.
- Pay and process claims within designated authority level.
- Investigate, evaluate, and settle claims, applying technical knowledge and human relations skills to effect fair and prompt disposal of cases and to contribute to a reduced loss ratio.
- Verify and analyze data used in settling claims to ensure that claims are valid and that settlements are made according to company practices and procedures.
- Review police reports, medical treatment records, medical bills, or physical property damage to determine the extent of liability.
- Investigate and assess damage to property and create or review property damage estimates.
- Interview or correspond with agents and claimants to correct errors or omissions and to investigate questionable claims.
- Interview or correspond with claimants, witnesses, police, physicians, or other relevant parties to determine claim settlement, denial, or review.
- Enter claim payments, reserves and new claims on computer system, inputting concise yet sufficient file documentation.
- Resolve complex, severe exposure claims, using high service oriented file handling.
- Adjust reserves or provide reserve recommendations to ensure that reserve activities are consistent with corporate policies.
Work Activities
- Working with Computers
- Communicating with People Outside the Organization
- Getting Information
- Making Decisions and Solving Problems
- Identifying Objects, Actions, and Events
- Communicating with Supervisors, Peers, or Subordinates
- Documenting/Recording Information
- Resolving Conflicts and Negotiating with Others
- Organizing, Planning, and Prioritizing Work
- Analyzing Data or Information
- Processing Information
- Establishing and Maintaining Interpersonal Relationships
Tools & Technology
Technologies frequently used: Hot technologies: Apple Safari, Microsoft Access In-demand technologies: Microsoft Excel
What Major Will Prepare You For This Career?
Several college majors map to this occupation:
- Insurance
- Health/Medical Admin Services
Featured schools near , edit
Related Careers
Related occupations to claims adjusters, examiners, and investigators include:
- Compensation and Benefits Managers
- Compliance Officers
- Compensation, Benefits, and Job Analysis Specialists
- Accountants and Auditors
- Appraisers and Assessors of Real Estate
- Insurance Underwriters
Also Known As
Accident Investigator, Adjuster, Adjustment Clerk, Auto Claims Adjuster (Automotive Claims Adjuster), Auto Damage Claims Adjuster (Automotive Damage Claims Adjuster), Benefit Authorizer, Bodily Injury Claims Adjuster, Bodily Injury Claims Examiner, Claims Account Specialist, Claims Adjuster, Claims Adjustor, Claims Agent, Claims Analyst, Claims Approver, Claims Auditor.
References
- U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics — https://www.bls.gov/oes/
- O*NET Online — https://www.onetonline.org/
- BLS Employment Projections — https://www.bls.gov/emp/
- O*NET-SOC code: 13-1031.00