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University of the Cumberlands

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University of the Cumberlands Overview

Located in Williamsburg, Kentucky, University of the Cumberlands is a private not-for-profit institution. The surrounding location of Williamsburg is ideal for students who enjoy the charms of a college town.

What Is University of the Cumberlands Known For?

0 Undergraduate Awards
$14,710 Avg Cost After Aid
85% Acceptance Rate
  • The 2% student loan default rate at Cumberlands is better than the national rate of 10.1%. That's a good sign that you may be able to pay off student loans easier than your peers at other schools can.
  • The doctor's degree is the highest award offered at Cumberlands.
  • For the <nil> academic year, 26% of the faculty were full-time.
  • It takes the average Cumberlands student 4.2 years to graduate. This is pretty good when compared to the national rate of 4.4 years.

Where Is University of the Cumberlands?


Contact details for Cumberlands are given below.

Contact Details
Address: 6191 College Station Drive, Williamsburg, KY 40769
Phone: 606-549-2200

How Do I Get Into Cumberlands?

You can apply to Cumberlands online at:

Admission Requirements for Cumberlands

Submission Required?
High School GPA Required
High School Rank Considered but not required
High School Transcript Required
College Prep Program Recommended
Recommendations Considered but not required
SAT or ACT Scores Considered but not required
TOEFL Required

How Hard Is It To Get Into Cumberlands?

85% Acceptance Rate
60% Of Accepted Are Women
5% Submit SAT Scores
With an acceptance rate of 85%, Cumberlands is fairly easy to get into, but you must be sure to submit the required materials.

Approximately 40% of accepted students are men and 60% are women. The acceptance rate for men is 82%, and the acceptance rate for women is 87%.

Average Test Scores

About 5% of students accepted to Cumberlands submitted their SAT scores. When looking at the 25th through the 75th percentile, SAT Evidence-Based Reading and Writing scores ranged between 450 and 600. Math scores were between 490 and 600.

SAT Reading and Writing Scores for University of the Cumberlands  ( 450 to 600 )

SAT Math Scores for University of the Cumberlands  ( 490 to 600 )
Cumberlands received ACT scores from 71% of accepted students. When looking at the 25th through the 75th percentile, ACT English scores ranged between 17 and 24. Math scores were between 17 and 23. Composite scores were between 17 and 24.

ACT English Scores for University of the Cumberlands  ( 17 to 24 )
ACT Math Scores for University of the Cumberlands  ( 17 to 23 )
ACT Composite Scores for University of the Cumberlands  ( 17 to 24 )

Can I Afford University of the Cumberlands?

$14,710 Net Price
52% Take Out Loans
2.0% Loan Default Rate
The overall average net price of Cumberlands is $14,710. The affordability of the school largely depends on your financial need since net price varies by income group.

The net price is calculated by adding tuition, room, board and other costs and subtracting financial aid.

Student Loan Debt

While almost two-thirds of students nationwide take out loans to pay for college, the percentage may be quite different for the school you plan on attending. At Cumberlands, approximately 52% of students took out student loans averaging $6,197 a year. That adds up to $24,788 over four years for those students.

The student loan default rate at Cumberlands is 2.0%. This is significantly lower than the national default rate of 10.1%, which is a good sign that you'll be able to pay back your student loans.

University of the Cumberlands Undergraduate Student Diversity

3,638 Full-Time Undergraduates
65% Women
2% Racial-Ethnic Minorities*
There are 4,838 undergraduate students at Cumberlands, with 3,638 being full-time and 1,200 being part-time.


There are also 14,434 graduate students at the school.

Gender Diversity

Of the 3,638 full-time undergraduates at Cumberlands, 35% are male and 65% are female.


Racial-Ethnic Diversity

The racial-ethnic breakdown of University of the Cumberlands students is as follows.

Race/Ethnicity Number of Grads
Asian 12
Black or African American 39
Hispanic or Latino 11
White 579
International Students 71
Other Races/Ethnicities 2,926

Geographic Diversity

Kentucky students aren't the only ones who study at University of the Cumberlands. At this time, 22 states are represented by the student population at the school.

Over 65 countries are represented at Cumberlands. The most popular countries sending students to the school are India, China, and Bangladesh.

Online Learning at University of the Cumberlands

9,791 Took All Classes Online
18,396 Took At Least One Class Online
21.1% Avg Growth Over 4 Years
There are 6 bachelor’s degree and 90 master’s degree programs available online at Cumberlands. In 2020-2021, 18,396 students took at least one online class at the school.

The following chart shows how the online learning population at Cumberlands has changed over the last few years.


This school is the most popular in Kentucky for online learning according to the online graduations recorded by the Department of Education for the academic year 2020-2021.

Online Growth Rankings of Cumberlands

The average growth rate over the last four years of online students at University of the Cumberlands was 21.1%. This is the #1,041 largest growth rate of all schools that are only partially online. This refers to all students at Cumberlands regardless of major.

When we speak of partially online, we are referring to schools whose online population is less than 50% of its total student body. Mostly online refers to those with online populations greater than or equal to 50%.


*The racial-ethnic minorities count is calculated by taking the total number of students and subtracting white students, international students, and students whose race/ethnicity was unknown. This number is then divided by the total number of students at the school to obtain the racial-ethnic minorities percentage.

More about our data sources and methodologies.

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