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Credit Authorizers

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What Do Credit Authorizers Do?

Job Description & Duties Authorize credit charges against customers’ accounts.

List of Credit Authorizer Job Duties

  • Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
  • Prepare credit cards or charge account plates.
  • Mail charge statements to customers.
  • Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
  • Keep records of customers’ charges and payments.
  • File sales slips in customers’ ledgers for billing purposes.

Things a Credit Authorizer Should Know How to Do

These are the skills Credit Authorizers say are the most useful in their careers:

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking: Talking to others to convey information effectively.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.

Types of Credit Authorizer Jobs

  • Controller
  • Credit Representative
  • Credit Coordinator
  • Charge Authorizer
  • Credit Analyst

Job Demand for Credit Authorizers

There were about 38,500 jobs for Credit Authorizers, Checkers, and Clerks in 2016 (in the United States).

Credit Authorizer jobs are decreasing by a rate of -2.8%. This means the total job opportunities are shrinking. The Bureau of Labor Statistics predicts a loss of -1,100 jobs for Credit Authorizers by 2026. Due to new job openings and attrition, there will be an average of 3,700 job openings in this field each year.

Forecasted Number of Jobs for Credit Authorizers in U.S.

The states with the most job growth for Credit Authorizers, Checkers, and Clerks are Florida, Texas, and Utah.

Watch out if you plan on working in Pennsylvania, California, or New York. These states have the worst job growth for this type of profession.

Credit Authorizer Salary

Credit Authorizers, Checkers, and Clerks Make between $26,540 and $59,270 a year. The median salary is $38,750.

Salary Ranges for Credit Authorizers

How much do Credit Authorizers, Checkers, and Clerks make in different U.S. states?

Annual Mean Salary by State
State Annual Mean Salary

New York

$48,420

Minnesota

$48,300

Massachusetts

$46,440

Rhode Island

$46,340

Colorado

$45,780

Oregon

$45,130

Illinois

$45,010

Hawaii

$44,690

New Jersey

$44,500

Montana

$44,160

Michigan

$44,020

Wisconsin

$43,240

California

$42,680

Idaho

$42,600

Texas

$42,480

Connecticut

$42,330

North Carolina

$42,160

Indiana

$41,940

Arizona

$41,640

Kentucky

$41,310

Ohio

$40,780

Virginia

$40,500

South Carolina

$40,340

Kansas

$40,290

Pennsylvania

$40,270

Washington

$40,160

Delaware

$40,130

Maryland

$39,830

Tennessee

$39,220

New Hampshire

$39,010

Oklahoma

$38,370

North Dakota

$38,330

Nebraska

$37,690

Florida

$37,680

Utah

$37,490

Maine

$37,140

West Virginia

$36,440

Alabama

$36,390

Missouri

$36,060

New Mexico

$35,370

Arkansas

$34,880

Georgia

$34,550

South Dakota

$34,530

Nevada

$33,930

Iowa

$32,740

Mississippi

$30,440

Louisiana

$28,630

What Tools & Technology do Credit Authorizers Use?

Below is a list of the types of tools and technologies that Credit Authorizers may use on a daily basis:

  • Microsoft Outlook
  • Microsoft PowerPoint
  • Microsoft Excel
  • Microsoft Office
  • Data entry software
  • Microsoft Word

Becoming a Credit Authorizer

Education needed to be a Credit Authorizer:

Credit Authorizer Degree Level

How Long Does it Take to Become Credit Authorizer?

Credit Authorizer Work Experience

Where Credit Authorizers Are Employed

Credit Authorizer Sectors

References

Bureau of Labor Statistics

College Factual

O*NET Online

Image Credit: Via Wikimedia Commons

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