All About Credit Authorizers
Position Description Authorize credit charges against customers' accounts.
Life As a Credit Authorizer
- Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
- Keep records of customers' charges and payments.
- File sales slips in customers' ledgers for billing purposes.
- Evaluate customers' computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
- Prepare credit cards or charge account plates.
- Mail charge statements to customers.
What Skills Do You Need to Work as a Credit Authorizer?
Credit Authorizers state the following job skills are important in their day-to-day work.
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.
Types of Credit Authorizer
- Credit Specialist
- Credit Balance Specialist
- Business Manager
- Credit Coordinator
- Credit Director
Job Outlook for Credit Authorizers
In 2016, there was an estimated number of 38,500 jobs in the United States for Credit Authorizer. There is little to no growth in job opportunities for Credit Authorizer. Due to new job openings and attrition, there will be an average of 3,700 job openings in this field each year.
The states with the most job growth for Credit Authorizer are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Average Credit Authorizers Salary
The average yearly salary of a Credit Authorizer ranges between $26,540 and $59,270.
Credit Authorizers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
How much do Credit Authorizers make in each U.S. state?
|State||Annual Mean Salary|
Tools & Technologies Used by Credit Authorizers
Although they’re not necessarily needed for all jobs, the following technologies are used by many Credit Authorizers:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Data entry software
- Microsoft Internet Explorer
- Financial accounting software
Becoming a Credit Authorizer
What kind of Credit Authorizer requirements are there?
How Long Does it Take to Become a Credit Authorizer?
Who Employs Credit Authorizers?
Below are examples of industries where Credit Authorizers work:
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
More about our data sources and methodologies.
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