What Do Credit Authorizers Do?

Job Description & Duties Authorize credit charges against customers’ accounts.

List of Credit Authorizer Job Duties

• Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
• Prepare credit cards or charge account plates.
• Mail charge statements to customers.
• Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
• Keep records of customers’ charges and payments.
• File sales slips in customers’ ledgers for billing purposes.

Things a Credit Authorizer Should Know How to Do

These are the skills Credit Authorizers say are the most useful in their careers:

Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

Speaking: Talking to others to convey information effectively.

Reading Comprehension: Understanding written sentences and paragraphs in work related documents.

Writing: Communicating effectively in writing as appropriate for the needs of the audience.

Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.

Types of Credit Authorizer Jobs

• Controller
• Credit Representative
• Credit Coordinator
• Charge Authorizer
• Credit Analyst

Job Demand for Credit Authorizers

There were about 38,500 jobs for Credit Authorizers, Checkers, and Clerks in 2016 (in the United States).

Credit Authorizer jobs are decreasing by a rate of -2.8%. This means the total job opportunities are shrinking. The Bureau of Labor Statistics predicts a loss of -1,100 jobs for Credit Authorizers by 2026. Due to new job openings and attrition, there will be an average of 3,700 job openings in this field each year.

The states with the most job growth for Credit Authorizers, Checkers, and Clerks are Florida, Texas, and Utah.

Watch out if you plan on working in Pennsylvania, California, or New York. These states have the worst job growth for this type of profession.

Credit Authorizer Salary

Credit Authorizers, Checkers, and Clerks Make between $26,540 and $59,270 a year. The median salary is $38,750.

How much do Credit Authorizers, Checkers, and Clerks make in different U.S. states?

Annual Mean Salary by State

State	Annual Mean Salary
New York	$48,420
Minnesota	$48,300
Massachusetts	$46,440
Rhode Island	$46,340
Colorado	$45,780
Oregon	$45,130
Illinois	$45,010
Hawaii	$44,690
New Jersey	$44,500
Montana	$44,160
Michigan	$44,020
Wisconsin	$43,240
California	$42,680
Idaho	$42,600
Texas	$42,480
Connecticut	$42,330
North Carolina	$42,160
Indiana	$41,940
Arizona	$41,640
Kentucky	$41,310
Ohio	$40,780
Virginia	$40,500
South Carolina	$40,340
Kansas	$40,290
Pennsylvania	$40,270
Washington	$40,160
Delaware	$40,130
Maryland	$39,830
Tennessee	$39,220
New Hampshire	$39,010
Oklahoma	$38,370
North Dakota	$38,330
Nebraska	$37,690
Florida	$37,680
Utah	$37,490
Maine	$37,140
West Virginia	$36,440
Alabama	$36,390
Missouri	$36,060
New Mexico	$35,370
Arkansas	$34,880
Georgia	$34,550
South Dakota	$34,530
Nevada	$33,930
Iowa	$32,740
Mississippi	$30,440
Louisiana	$28,630

What Tools & Technology do Credit Authorizers Use?

Below is a list of the types of tools and technologies that Credit Authorizers may use on a daily basis:

• Microsoft Outlook
• Microsoft PowerPoint
• Microsoft Excel
• Microsoft Office
• Data entry software
• Microsoft Word

Becoming a Credit Authorizer

Education needed to be a Credit Authorizer:

How Long Does it Take to Become Credit Authorizer?

Where Credit Authorizers Are Employed

References

Bureau of Labor Statistics

College Factual

O*NET Online

Image Credit: Via Wikimedia Commons