Life As a Credit Authorizer
Credit Authorizer Example Authorize credit charges against customers’ accounts.
A Day in the Life of a Credit Authorizer
- Prepare credit cards or charge account plates.
- Keep records of customers’ charges and payments.
- Receive charge slips or credit applications by mail, or receive information from salespeople or merchants by telephone.
- Evaluate customers’ computerized credit records and payment histories to decide whether to approve new credit, based on predetermined standards.
- Mail charge statements to customers.
- File sales slips in customers’ ledgers for billing purposes.
Skills Needed to be a Credit Authorizer
Below is a list of the skills most Credit Authorizers say are important on the job.
Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
Speaking: Talking to others to convey information effectively.
Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
Writing: Communicating effectively in writing as appropriate for the needs of the audience.
Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.
Related Job Titles
- Credit Adjuster
- Accounting Manager
- Collections Manager
- Credit Analyst
- Credit Officer
Job Opportunities for Credit Authorizers
In the United States, there were 38,500 jobs for Credit Authorizer in 2016. There is little to no growth in job opportunities for Credit Authorizer. The BLS estimates 3,700 yearly job openings in this field.
The states with the most job growth for Credit Authorizer are Utah, Florida, and Washington. Watch out if you plan on working in West Virginia, New Mexico, or Pennsylvania. These states have the worst job growth for this type of profession.
Credit Authorizer Salary
The average yearly salary of a Credit Authorizer ranges between $26,540 and $59,270.
Credit Authorizers who work in Minnesota, New York, or Massachusetts, make the highest salaries.
How much do Credit Authorizers make in different U.S. states?
| State | Annual Mean Salary |
|---|---|
| Alabama | $36,390 |
| Arizona | $41,640 |
| Arkansas | $34,880 |
| California | $42,680 |
| Colorado | $45,780 |
| Connecticut | $42,330 |
| Delaware | $40,130 |
| Florida | $37,680 |
| Georgia | $34,550 |
| Hawaii | $44,690 |
| Idaho | $42,600 |
| Illinois | $45,010 |
| Indiana | $41,940 |
| Iowa | $32,740 |
| Kansas | $40,290 |
| Kentucky | $41,310 |
| Louisiana | $28,630 |
| Maine | $37,140 |
| Maryland | $39,830 |
| Massachusetts | $46,440 |
| Michigan | $44,020 |
| Minnesota | $48,300 |
| Mississippi | $30,440 |
| Missouri | $36,060 |
| Montana | $44,160 |
| Nebraska | $37,690 |
| Nevada | $33,930 |
| New Hampshire | $39,010 |
| New Jersey | $44,500 |
| New Mexico | $35,370 |
| New York | $48,420 |
| North Carolina | $42,160 |
| North Dakota | $38,330 |
| Ohio | $40,780 |
| Oklahoma | $38,370 |
| Oregon | $45,130 |
| Pennsylvania | $40,270 |
| Rhode Island | $46,340 |
| South Carolina | $40,340 |
| South Dakota | $34,530 |
| Tennessee | $39,220 |
| Texas | $42,480 |
| Utah | $37,490 |
| Virginia | $40,500 |
| Washington | $40,160 |
| West Virginia | $36,440 |
| Wisconsin | $43,240 |
What Tools do Credit Authorizers Use?
Below is a list of the types of tools and technologies that Credit Authorizers may use on a daily basis:
- Microsoft Excel
- Microsoft Word
- Microsoft Office
- Microsoft PowerPoint
- Microsoft Outlook
- Data entry software
- Microsoft Internet Explorer
- Financial accounting software
How to Become a Credit Authorizer
Individuals working as a Credit Authorizer have obtained the following education levels:
What work experience do I need to become a Credit Authorizer?
Credit Authorizers Sector
The table below shows some of the most common industries where those employed in this career field work.
References:
Image Credit: Dave Dugdale via Creative Commons Attribution-Share Alike 2.0 Generic
More about our data sources and methodologies.
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